Healthcare in Sweden

Today’s post gives you a hint to the reason why it’s been a while since you read a new post from me. It’s a common myth that accessing healthcare in Sweden is free. The truth is, it is not free but “almost free”.

For a tuition-fee paying student at KTH, you have additional insurance through KTH. You can read more about it here.

HOW CAN I ACCESS HEALTHCARE? 

I would say the quickest way is to go to KTH Entre. From this, I was able to book an appointment with Avanova as I was guided through the process. This message goes to current students that might have forgotten the details. For prospective students, KTH would hold an orientation programme to explain how to access healthcare as a student, the terms and conditions for the above mentioned additional insurance and the procedure for claiming your insurance.

To find the health center yourself, you can call 1177 and you’ll be guided appropriately. Also,you can book an appointment online through www.1177.se. I would like to mention that long wait for an appointment is a common issue in Sweden as with all counties in which the social health care system is adopted.

NOTE: Now that you have booked your appointment, please arrive on time as your appointment can be cancelled if you arrive late. Also, if you need to cancel, ensure you do this 24 hours in advance! Lastly, do not forget to bring your card or cash to pay for the appointment.

In the beginning of the post, I mentioned that healthcare is almost free. This is because the cost for a doctor’s visit is 200SEK and if you have to visit the doctor up to five times in a year which equals 1000SEK, you get a card that makes the rest of your visit for the year free. Also, other medical services such as tests are highly subsidised.

WHAT’S THE PROCESS FOR CLAIMING THE MEDICAL INSURANCE?

The best thing is to pay all necessary medical expenses immediately as you incur them. Ensure you keep all receipts. Next, download the claim form and fill appropriately. Submit the form and receipts to KTH Entre. You will be refunded once necessary checks have been carried out to ensure you are eligible for the claim.

I would like to add that even the receipts you get from the pharmacy should have your name on it which means stating your personnummer when making payments. These are the only receipts that will be refunded.

For prospective tuition-fee paying students, you can be assured that you will be well taken care of without breaking the bank in case of any medical emergency during your studies at KTH:)

 

 

 

 

Cost of living in Stockholm

“I hear Stockholm is an expensive city to live in, can you explain what a monthly budget could look like?” Is this running through your mind too? If yes, you are reading the right post. In these series of moving to Stockholm, cost of living is the next big question every student seems to be thinking about.

Let’s break down the expenses together:

  • ACCOMMODATION

This ranges from 2500SEK to 6500SEK. I know students who live in shared apartments at Fleminsberg and pay 2500SEK per month. Meanwhile, the cost of a studio apartment in the main campus cost 6500SEK. There are other apartments with their prices in between this range. For example, a single corridor apartment in the main campus costs 5000SEK and then, a single corridor apartment in Lappis costs 4300SEK.  Accommodation choice is very relative depending on personal preferences such as proximity to the main campus, desire to stay in a shared accommodation or studio apartment amongst others. Additionally, most of the student accommodation have the electricity and internet bills embedded in the accommodation prices mentioned above.

  • FOOD

For grocery shopping, there are options such as Lidl, Willy’s, Hemkop, ICA, oob and COOP. Lidl and Willy’s are the cheapest. Hence, you hear most students say they are headed to Lidl. In a month, if most of your shopping is done in Lidl (and you cook all that you eat), you can budget 800SEK to 1000SEK.

Below is a breakdown of student-priced meals that most students buy generally:

Restaurants in school: 65SEK to 89SEK

Baguette sandwich: 25SEK to 32SEK

Cinnamon bun and a cup of coffee: 15SEK

Obviously, you would want junk sometimes in the month, you can budget about 500SEK to 1000SEK to this. For example, you can buy pizza for 89SEK to 110SEK. You can get burgers from a small shop close to school starting from 50SEK to 89SEK (depends on the package you decide on)

  • TRANSPORTATION

One major way to cut your monthly transportation expense is to buy a bike. However, the student price for the SL transport for a month is 570SEK. Students who use the public transportation strictly pay the monthly capped price as opposed paying for each trip to make it cheaper. Most students do not take taxis as they are expensive. A 14-minute Uber ride from the central station to the main campus costs 160SEK averagely.

  • COMMUNICATION

Most students pay an average of 100SEK per month for pre-paid services for their phones. There are various telecommunication providers and they all have student packages. Personally, I chose Halebop and with their amazing deals and flexible options, my phone bill per month can be as little as zero to 75SEK.

  • SHOPPING

You might want to buy different things such as clothes, shoes, fixtures for your new apartment, school bag, the list can truly be endless. As these might come in randomly but would surely happen, you can budget 500SEK to 800SEK for this each month. Also, there are good thrift stores in Stockholm, you might find interesting things you might like so as to cut some costs.

  • MISCELLANEOUS

As a student, you would love to take part in social activities or plan a night out with friends. Whatever it may be, this can be adjusted according to your budget for each month.

In summary:
You might wonder why I did not write anything for miscellaneous on the high end. This is because I know that the common expense range for most students is between 5000SEK to 9000SEK even with those that live in high-end apartments. This is because each individual chooses what to spend on to match their preferences.

Do you have any other questions as regards the cost of living? Feel free to ask! If not, I am glad that I could help you plan your future financial budget:)

Movie night!

You know the saying that we save the best for the last? Let me allow you be the judge of this…I present to you the LAST session of the Stories and Seeds monthly film forum

EVENT DETAILS

MOVIE: WALL-E
PLACE: KTH Library
DATE AND TIME: 18th April, 18:00

Remember, admission is free and refreshment will be served 🙂

Hint: It revolves around the idea of the Earth being a spaceship. Find more information here

Have you been admitted to KTH? What’s next?

First, Congratulations to all admitted students!!!It’s exactly one week since all students who applied to KTH received mails to notify them on their admission results.  In this one week, many questions have followed through and the best theme to categorize all these questions is, “WHAT’S NEXT”

The first thing every admitted student should do is bookmark this page. Not just bookmark, regular updates would be made there. So, make sure you always check to keep yourself very updated 🙂

COMMON QUESTIONS AND ANSWERS

  • What exactly happens next?

If you have not received a mail from your selected programme, expect one in the coming week; providing additional information. In addition to this, I received an email from a second year Master’s student studying the same programme asking to schedule a time to answer any questions I might have. I would advise you make use of this opportunity as it really helped a lot. Some programmes might not have this kind of arrangement. However,  some have student ambassadors on their programme’s webpage, you can contact them if you have any questions.

  • Pre-Departure Event

Pay attention to your mail during this period, I received a mail from the Embassy of Sweden to sign up for a pre-departure event. If you get this mail in your respective country, ensure you attend the event because detailed information based on your individual countries, concerning school fees, residence permit and the life in Sweden will be discussed. There were alumni from various Swedish Universities present and then, representatives from the Embassy and some university representatives. You also get to meet other admitted students!

  • Tuition Fees

If you have checked the page I mentioned earlier, notice there is a deadline for payment for fee-paying students. You would soon receive an invoice to this effect. You need to pay before you can apply for KTH accommodation. With tuition fees in mind, let me give an answer to a very common question this week,  Are there any other opportunities for funding? Yes, in the second year, you can apply for  KTH One-Year Scholarship.

KTH will keep sending you newsletters to keep you updated. The aim of this post is to summarise the answers to questions I have received this past week. If you have other specific questions that you would like a detailed post on, feel free to ask. In the coming weeks, I will keep you updated as you prepare to move to Sweden:)

 

Let’s solve a challenge…

Recently, I was talking to a friend and we agreed that one of the reasons we love KTH is the closeness to the “real world”; the opportunity of interacting with companies, the vast range of startups you can collaborate with and then, the events to feed your interests in certain innovative projects.

One of such events has to be the Hackathons. During these events, great ideas have been birthed for the host companies and most people who participate, have found it challenging enough to spike some innovative ideas in their minds.

As KTH students, we are lucky enough to have some of these hackathons hosted right in campus! One of such examples is…

SEEDING IMPACT GOES MAD IN UGANDA

In this hackathon,  one is expected to unlock the key challenges to scale access to Clean Water and Sanitation in Uganda. In other words, you are  creating a solution that will affect lives positively and also, contribute to acheiving one of the seventeen sustainable development goals!

More so, the winning team will go directly to the final qualification round to travel with MAD to Uganda this summer!

EVENT DETAILS

I love when these events hold during the weekend. This means no classes, so everyone can participate! However, I recently just found out about this and felt it would be important to share. To this end, if you do not have plans tomorrow, come take a chance on participating in a hackathon that acheives something greater!

When: 8th of April 11am – 7pm
Where: Valhallavägen 79, 5th floor, 114 28 Stockholm

You can find out more information here