(i.e. a tuition fee paying student or a student holding a KTH scholarship)

If you are a tuition fee paying student admitted to a KTH Master's or Bachelor's programme or a student holding a KTH Scholarship (former KTH Tuition fee waiver) KTH provides you with a comprehensive insurance called FAS+.

In brief FAS+ includes:
• Full coverage of medical costs in the event of medical emergency (not included planned surgery, planned stay in hospital, routine check-ups).
• Coverage up to SEK 3 000 for emergency dental treatment per year. Emergency dental care involves relieving the patient of pain and infection, provisional filling of holes and ensuring a functional biting area.
• Full coverage of costs for medical evacuation or repatriation of remains.
• Legal expenses cover (if you need to make a claim for damages) up to 200.000 SEK
• Liability coverage up to 3 million SEK.
• Private property ONLY, called ‘movable property’ like for example the mobile phone/computer if stolen or damaged in an accident) up to 25.000 SEK

No deductibles apply to this insurance, with the exception of property cover, where the deductible is 1500 SEK.
To find out exactly what applies, we urge you to carefully read the detailed terms and conditions.

Read the terms and conditions for the FAS+ insurance 

Duration:
FAS+ insurance is valid during the education period as well as two weeks prior to the start of studies and two weeks after the end of studies. If, for any reason, you should finish your studies earlier than planned, the insurance will end aswell, still allowing for two weeks cover after you've finished.

‘Start of studies’ refers to the start of term, course or time when teaching at the educational institution begins, i.e. for students attending the preparatory language course, start of studies takes place at the beginning of August, whereas for students who will not attend the preparatory language course start of studies occurs on the official start of the semester.

‘End of studies’ refers to the end of term or course when the teaching or internship period is concluded. Click on the Academic calendar for detailed information.

Please note that SI-scholarship holders are also covered by FAS+, however it is administered through the Swedish Institute.

Changed fee status and prolonged studies

Student's whose fee status changes during their studies will not be covered by FAS+ and are strongly recommended to find out if they need to purchase additional insurance coverage for their remaining stay in Sweden. For students who have not completed their studies within stipulated time frame, request of continued insurance coverage through KTH is assessed on a case by case basis.

Further questions? Contact Information and service at: info@kth.se 

Apart from the personal injury insurance that applies to all students at KTH, Master's students from an EU/EEA country who are exempted from paying tuition fees are not provided with any additional insurance coverage through KTH. Insurance coverage therefore needs to be purchased by the students themselves.

Must bring the European Health Insurance Card

Students from EU/EEA member countries should bring the European Health Insurance Card, filled out by the social insurance office in their home country. With this card you are entitled to the same standard patient fees as Swedish citizens for emergency health care and certain types of non-emergency health care. Please check up with the social insurance office in your home country for more details. Bring the card every time when you need to seek medical care.

In addition to the personal insurance that applies to all students at KTH, your programme might offer additional insurance coverage. If the programme does not provide any additional insurance, the insurance coverage needs to be purchased by the students themselves. For further information, please turn to the coordinating university of your programme.

Must bring the European Health Insurance Card

Students from EU/EEA member countries should bring the European Health Insurance Card, filled out by the social insurance office in their home country. With this card you are entitled to the same standard patient fees as Swedish citizens for emergency health care and certain types of non-emergency health care. Please check up with the social insurance office in your home country for more details. Bring the card every time when you need to seek medical care.

Student IN insurance

The Student IN insurance provides incoming exchange students with cover for medical expenses. It also contains a certain amount of accident cover in the form of a fixed amount in conjunction with disability or death, as well as liability and legal expenses cover. No deductibles apply to this insurance, with the exception of property cover, where the deductible is 1500 SEK.

The insurance applies during direct travel between the home country and Sweden, during the study period, as well as two weeks before the start of studies and two weeks after the end of studies. Student IN insurance is available through Kammarkollegiet which supplies a number of different insurance policies for public authorities.

In brief Student-IN includes:

• Full coverage of medical costs in the event of medical emergency (not included planned surgery, planned stay in hospital, routine check-ups).
• Coverage up to SEK 3 000 for emergency dental treatment per year. Emergency dental care involves relieving the patient of pain and infection, provisional filling of holes and ensuring a functional biting area.
• The insurance reimburses necessary and reasonable additional costs incurred for transport of the insured person to their home country due to serious illness or extensive personal injury during the policy term.
• Legal expenses cover (if you need to make a claim for damages) up to 200.000 SEK.
• Liability coverage up to 3 million SEK.
• Private property ONLY, called ‘movable property’ (for example if a mobile phone or computer if stolen or damaged in an accident) up to 25.000 SEK.

To find out what applies, we urge you to carefully read the terms and conditions.

Read the terms and conditions for the Student-IN insurance 

For further questions contact your International coordinator at your school.

Must bring the European Health Insurance Card

Students from EU/EEA member countries should bring the European Health Insurance Card, filled out by the social insurance office in their home country. With this card you are entitled to the same standard patient fees as Swedish citizens for emergency health care and certain types of non-emergency health care. Please check up with the social insurance office in your home country for more details. Bring the card every time when you need to seek medical care.