All students at KTH are insured through personal injury insurance on KTH's premises and during travel to and from KTH. However, it is crucial to make sure you have additional medical insurance coverage in case of an emergency or if you fall ill during an off-campus activity.
Recommended insurance coverage
We recommend that all international students have complete insurance coverage to avoid high costs in case of an unexpected incident or illness. Comprehensive insurance should include the following:
personal injury (outside school hours)
medical care cover
dental care cover
liability cover (if you are subject to a claim for damages)
legal expenses cover (if you need to claim damages)
home transport (in case of serious injury)
private property cover (luggage, mobile phone, laptop, etc.)
Home insurance
Most people in Sweden have home insurance (hemförsäkring), and we strongly recommend getting one during your stay in Sweden. You are responsible for the repair and costs if anything is stolen or damaged in your room or flat. Home insurance usually covers personal property, liability, and legal expenses. Most home insurances also have travel protection in case of illness or accident. Depending on your student group, you may already be entitled to insurance coverage through KTH which covers aspects of a good home insurance plan.
In addition to the
personal injury insurance
that applies to all students, KTH provides additional insurance to certain student groups. To determine if you are entitled to additional insurance through KTH, click on your category in the list below. If you find that some components are missing in your insurance to be fully covered, we advise you to purchase them privately before arrival.
Be aware that the personal injury insurance provided to all KTH students will not be active before 14 August, unless you take a language course. Make sure you have the necessary insurance before coming to KTH.
If you are a tuition fee-paying student admitted to a KTH master's or bachelor's programme or a student holding a KTH scholarship, KTH provides you with comprehensive insurance called FAS+.
Please note that FAS+ also covers SI-scholarship holders, however it is administered through the Swedish Institute.
Changed fee status and prolonged studies
If your fee status changes during your studies you will not be covered by FAS+ and are strongly recommended to find out if you need to purchase additional insurance coverage for your remaining stay in Sweden. For students who have not completed their studies within the stipulated time frame, the request for continued insurance coverage through KTH is assessed on a case-by-case basis.
Scan and send the claim form by e-mail to
info@kth.se
.
KTH must fill out and sign the form, and thereby confirming your status as a registered fee-paying student at KTH and return it to you, before a claim can be made to Kammarkollegiet.
Email the insurance claim to Kammarkollegiet,
forsakring@kammarkollegiet.se
, as noted in the insurance claim form. Remember to include your receipts and, if applicable, printed electronic receipts, make sure you keep the originals. If the claim form is sent by post, you must include the original receipts.
Apart from the personal injury insurance that applies to all students at KTH, master's students from an EU/EEA country who are exempted from paying tuition fees are not provided with any additional insurance coverage through KTH. Insurance coverage needs to be purchased by the students themselves.
European Health Insurance Card (EHIC)
Students from EU/EEA member countries should bring the European Health Insurance Card, filled out by the social insurance office in their home country. With this card you are entitled to the same standard patient fees as Swedish citizens for emergency health care and certain types of non-emergency health care. For more details please consult the social insurance office in your home country. Bring the card when you seek medical care.
Insurance coverage
In addition to the personal insurance that applies to all students at KTH, your programme might offer additional insurance coverage. If the programme does not provide any additional insurance, the insurance coverage needs to be purchased by the students themselves.
European Health Insurance Card (EHIC)
Students from EU/EEA member countries should bring the European Health Insurance Card, filled out by the social insurance office in their home country. With this card you are entitled to the same standard patient fees as Swedish citizens for emergency health care and certain types of non-emergency health care. For more details please consult the social insurance office in your home country. Bring the card when you seek medical care.
Do you have any questions?
For further information, please turn to the coordinating university of your programme. If your coordinating university is KTH, please contact
info@kth.se
.
Student IN insurance
Incoming exchange students are covered with insurance called Student IN.
Students from EU/EEA member countries should bring the European Health Insurance Card, filled out by the social insurance office in their home country. With this card you are entitled to the same standard patient fees as Swedish citizens for emergency health care and certain types of non-emergency health care. For more details please consult the social insurance office in your home country. Bring the card when you seek medical care.
