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Living in Sweden

When you have arrived and started your life in Stockholm there are a few things to sort out, for example getting a student discount card and maybe getting a Swedish bank account.

Student discount card

As a KTH student, you access student discounts through a digital student discount card (Mecenat) due to a collaboration between KTH, the Student union (THS), and the company Mecenat. 

Living sustainably

We have collected some tips on how you can live more sustainably in your everyday student life in Sweden. Several of the tips can also make you save money.

Personal identification number

The personal identification number is important for everyday purposes in Swedish society. You can apply for a personal identification number if you have a residence permit for at least 12 months or are admitted to studies for 13 months or more. 


The Swedish healthcare system is financed by social insurance that provides all citizens with subsidised healthcare through the government. There are both public and private providers of healthcare. If you have obtained a Swedish personal identity number, or are a holder of the European Health Insurance Card, you are entitled to healthcare at the standard patient fee, with some exceptions depending on tax payer status.

Banking and payments

Regardless of how long you will be studying in Sweden, you should make sure that you have enough money to cover your expenses for the first months of your stay. International debit and credit cards are widely accepted as a payment method in Sweden. We strongly recommend you bring a VISA or Mastercard to give you access to funds in your existing bank account. You can withdraw cash from all ATM’s and make your purchases with your card. An ATM cash machine is referred to as Bankomat in Swedish.